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This institution is no longer active

Operations ceased on April 11, 2003. CRA examination history below reflects the period it was active.

STATE BANK OF LA CROSSE

LA CRESCENT, MN · Supervised by FDIC

Est. 1879FDIC #11,600RSSD: FDIC-11600
Part ofFIRST BCORP INC→ View all charters
Satisfactory Down

Current rating · Exam: December 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -5.58%

Institution Profile

FDIC BankFind

Address

109 South Walnut Street, LA CRESCENT, MN

County

Houston County

Established

January 1, 1879

Total Assets

$8M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2003Call Report / FDIC

Total Assets

$8M

Total Deposits

$7M

Net Loans

$2M

Net Income

$-113K

ROA

-5.58%

ROE

-33.90%

Risk-Based Capital

47.43%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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