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This institution is no longer active

Operations ceased on April 1, 1992. CRA examination history below reflects the period it was active.

STATE BANK OF HAVANA

HAVANA, IL · Supervised by FDIC

Est. 1953FDIC #17,213RSSD: FDIC-17213
Part ofFIRST BANKS INC→ View all charters
Satisfactory

Current rating · Exam: May 1991

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.70%

Institution Profile

FDIC BankFind

Address

101 West Main Street, HAVANA, IL

County

Mason County

Established

April 24, 1953

Total Assets

$37M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 11, 1991

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1992Call Report / FDIC

Total Assets

$37M

Total Deposits

$32M

Net Loans

$18M

Net Income

$155K

ROA

1.70%

ROE

13.26%

Risk-Based Capital

24.93%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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