🏦Bank Scorer

This institution is no longer active

Operations ceased on September 30, 1999. CRA examination history below reflects the period it was active.

STATE BANK OF EDGERTON

EDGERTON, MN · Supervised by FDIC

Est. 1908FDIC #9,731RSSD: FDIC-9731
Part ofDEAN FINANCIAL SERVICES INC→ View all charters
Satisfactory Down

Current rating · Exam: March 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.13%

Institution Profile

FDIC BankFind

Address

Main Street, EDGERTON, MN

County

Pipestone County

Established

March 10, 1908

Total Assets

$39M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1999Call Report / FDIC

Total Assets

$39M

Total Deposits

$34M

Net Loans

$23M

Net Income

$222K

ROA

1.13%

ROE

11.39%

Risk-Based Capital

12.76%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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