🏦Bank Scorer

This institution is no longer active

Operations ceased on October 1, 1998. CRA examination history below reflects the period it was active.

STATE BANK OF DENNISON

DENNISON, MN · Supervised by FDIC

Est. 1903FDIC #9,740RSSD: FDIC-9740
Part ofFINANCIAL SERVICES SAINT CROIX FALLS→ View all charters
Satisfactory Same

Current rating · Exam: August 1997

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.08%

Institution Profile

FDIC BankFind

Address

Main Street, DENNISON, MN

County

Goodhue County

Established

January 29, 1903

Total Assets

$16M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1997

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$16M

Total Deposits

$14M

Net Loans

$7M

Net Income

$-96K

ROA

-1.08%

ROE

-6.37%

Risk-Based Capital

17.31%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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