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This institution is no longer active

Operations ceased on March 17, 2012. CRA examination history below reflects the period it was active.

STATE BANK OF BIRD ISLAND

BIRD ISLAND, MN · Supervised by FDIC

Est. 1908FDIC #8,184RSSD: FDIC-8184
Part ofFRANDSEN FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: July 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.70%

Institution Profile

FDIC BankFind

Address

205 South Main Street, BIRD ISLAND, MN

County

Renville County

Established

January 1, 1908

Total Assets

$45M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 5, 2008

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2011Call Report / FDIC

Total Assets

$45M

Total Deposits

$39M

Net Loans

$15M

Net Income

$285K

ROA

0.70%

ROE

7.16%

Risk-Based Capital

14.73%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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