Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$185M
Total Deposits
$166M
Net Loans
$109M
Net Income
$335K
ROA
0.72%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.38%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 31 | 87.1% | 0.00% |
| 2023 | 27 | 92.59% | 7.41% |
| 2019 | 42 | 95.24% | 4.76% |
| 2018 | 37 | 91.89% | 8.11% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2024 | Outstanding | Small Bank |
| Jan 2018 | Outstanding | Small Bank |
| Dec 2011 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Total Branches
4
Branch Deposits
$153M
1-Year Change
0
5-year net change: +1 branches
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