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This institution is no longer active

Operations ceased on October 10, 2008. CRA examination history below reflects the period it was active.

STATE BANK

WORTHINGTON, IA · Supervised by FDIC

Est. 1937FDIC #15,521RSSD: FDIC-15521
Part ofFIDELITY CO→ View all charters
Satisfactory Down

Current rating · Exam: May 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.88%

Institution Profile

FDIC BankFind

Address

110 First Avenue West, WORTHINGTON, IA

County

Dubuque County

Established

August 7, 1937

Total Assets

$51M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2005

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2008Call Report / FDIC

Total Assets

$51M

Total Deposits

$37M

Net Loans

$42M

Net Income

$336K

ROA

0.88%

ROE

5.19%

Risk-Based Capital

12.54%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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