This institution is no longer active
Operations ceased on January 1, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$4.9B
Total Deposits
$4.1B
Net Loans
$3.5B
Net Income
$81M
ROA
1.65%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.78%
Risk-Based Capital
13.26%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,621 | 77.24% | 8.02% |
| 2023 | 1,427 | 75.05% | 10.30% |
| 2022 | 1,968 | 75.05% | 9.96% |
| 2021 | 3,160 | 77.82% | 7.44% |
| 2020 | 4,071 | 77.5% | 7.42% |
| 2019 | 2,502 | 82.61% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2017 | Satisfactory | Large Bank |
| Jul 2014 | Satisfactory | Large Bank |
| Jun 2011 | Satisfactory | Small Bank |
1 previous rating locked — back to 2008
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Address
County
Established
Total Assets
| 6.20% |
| 2018 | 5,212 | 79.09% | 9.02% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red