🏦Bank Scorer

This institution is no longer active

Operations ceased on February 20, 1996. CRA examination history below reflects the period it was active.

STAMFORD BANK

STAMFORD, NE · Supervised by FDIC

Est. 1890FDIC #11,470RSSD: FDIC-11470
Part ofSTAMFORD BANCO INC→ View all charters
Satisfactory Same

Current rating · Exam: March 1994

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.41%

Institution Profile

FDIC BankFind

Address

Main Street, STAMFORD, NE

County

Harlan County

Established

June 1, 1890

Total Assets

$21M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1994

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1995Call Report / FDIC

Total Assets

$21M

Total Deposits

$18M

Net Loans

$12M

Net Income

$289K

ROA

1.41%

ROE

12.09%

Risk-Based Capital

16.46%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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