Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$116M
Total Deposits
$68M
Net Loans
$103M
Net Income
$772K
ROA
2.64%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.72%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 195 | 66.15% | 20.51% |
| 2023 | 208 | 72.12% | 15.87% |
| 2022 | 276 | 76.45% | 15.58% |
| 2021 | 318 | 73.58% | 16.04% |
| 2020 | 408 | 72.3% | 17.40% |
| 2019 | 334 | 76.35% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2021 | Satisfactory | Small Bank |
| Apr 2015 | Satisfactory | Small Bank |
| Jul 2009 | Satisfactory | Small Bank |
2 previous ratings locked — back to 1999
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
1
Branch Deposits
$71M
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/spring-valley-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 12.57% |
| 2018 | 293 | 76.79% | 13.99% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red