Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$647M
Total Deposits
$558M
Net Loans
$461M
Net Income
$2M
ROA
1.44%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.15%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 46 | 80.43% | 4.35% |
| 2023 | 32 | 87.5% | 6.25% |
| 2020 | 48 | 87.5% | 4.17% |
| 2019 | 42 | 76.19% | 2.38% |
| 2018 | 55 | 92.73% | 1.82% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2025 | Outstanding | Small Bank |
| Apr 2019 | Outstanding | Small Bank |
| Jul 2013 | Outstanding | Small Bank |
1 previous rating locked — back to 2010
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Total Branches
2
Branch Deposits
$430M
1-Year Change
+1
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