CHECKSPRING COMMUNITY CORP is the parent banking group. SPRING BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

CHECKSPRING COMMUNITY CORP

Legal name: CHECKSPRING COMMUNITY CORPORATION

1 active bank · $647M combined assets

RSSD ID: 3368916 (FFIEC NIC)

Combined Assets

$647M

CRA Rating Summary

Outstanding1charter

Across all 4 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankSPRING BANKBRONX, NYOutstanding$647MView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$647M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$558M

Net Income

$2M

ROA (avg)

1.44%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

80.43%

Denial Rate

4.35%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
SPRING BANK	BRONX, NY	FDIC	$647M	100.0%	Outstanding	Feb 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.