Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$16.1B
Total Deposits
$13.9B
Net Loans
$11.4B
Net Income
$47M
ROA
1.18%
Above avg for Regional banks. Peer avg: 0.88%
ROE
10.23%
Risk-Based Capital
13.17%
Below avg for Regional banks. Regulatory min: 8%
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 2,925 | 64.41% | 21.81% |
| 2023 | 2,991 | 63.96% | 21.36% |
| 2022 | 3,548 | 64.12% | 22.66% |
| 2021 | 4,047 | 61.72% | 20.76% |
| 2020 | 4,613 | 60.89% | 23.89% |
| 2019 | 4,831 | 60.19% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Large Bank |
| Sep 2020 | Satisfactory | Large Bank |
| Sep 2017 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1992
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Total Branches
177
Branch Deposits
$13.8B
1-Year Change
+22
5-year net change: +29 branches
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Preview:
| 27.30% |
| 2018 | 5,098 | 60.38% | 29.62% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red