Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$87.1B
Total Deposits
$66.8B
Net Loans
$59.7B
Net Income
$21M
ROA
0.10%
Below avg for Regional banks. Peer avg: 0.88%
ROE
1.03%
Risk-Based Capital
16.68%
Below avg for Regional banks. Regulatory min: 8%
Compared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 50,863 | 57.89% | 24.64% |
| 2023 | 54,786 | 55.71% | 25.57% |
| 2022 | 98,947 | 61.85% | 20.81% |
| 2021 | 161,304 | 68.34% | 15.99% |
| 2020 | 173,141 | 70.05% | 15.16% |
| 2019 | 117,085 | 70.89% |
Last 12 Months
0
Since 2018
2,251
all complaints on record
Monetary Relief
0.4%
% of complaints where company provided monetary relief
Untimely Response
0%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2007 | Satisfactory | Large Bank |
| Sep 2004 | Outstanding | Large Bank |
| Feb 2001 | Satisfactory | Large Bank |
5 previous ratings locked — back to 1990
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
360
Branch Deposits
$70.2B
1-Year Change
-59
5-year net change: +199 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/flagstar-bank-fsb" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 17.80% |
| 2018 | 102,661 | 71.19% | 21.40% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|
Data through Dec 2022.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.