Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$940M
Total Deposits
$847M
Net Loans
$611M
Net Income
$3M
ROA
1.21%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.45%
Risk-Based Capital
14.20%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 47 | 89.36% | 6.38% |
| 2023 | 50 | 86% | 6.00% |
| 2022 | 331 | 74.32% | 8.16% |
| 2021 | 417 | 76.02% | 8.63% |
| 2020 | 459 | 75.82% | 10.68% |
| 2019 | 259 | 78.76% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2025 | Satisfactory | Intermediate Small Bank |
| Feb 2022 | Satisfactory | Intermediate Small Bank |
| Feb 2019 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 2006
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Total Branches
6
Branch Deposits
$800M
1-Year Change
0
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Preview:
| 2018 | 290 | 80.34% | 6.21% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red