This institution is no longer active
Operations ceased on April 5, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$420M
Total Deposits
$289M
Net Loans
$232M
Net Income
$2M
ROA
1.78%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.89%
Risk-Based Capital
16.02%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 4 | 50% | 50.00% |
| 2018 | 71 | 83.1% | 11.27% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2018 | Outstanding | Intermediate Small Bank |
| Jun 2015 | Outstanding | Intermediate Small Bank |
| Jan 2012 | Outstanding | Intermediate Small Bank |
6 previous ratings locked — back to 1992
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Total Assets