This institution is no longer active
Operations ceased on April 3, 2020. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$532M
Total Deposits
$474M
Net Loans
$390M
Net Income
$-2,571K
ROA
-1.89%
Below avg for Small banks. Peer avg: 0.44%
ROE
-21.49%
Risk-Based Capital
12.59%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 199 | 88.94% | 4.52% |
| 2018 | 215 | 83.26% | 10.23% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2017 | Satisfactory | Intermediate Small Bank |
| Oct 2014 | Satisfactory | Intermediate Small Bank |
| Dec 2011 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2008
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Total Assets