This institution is no longer active

Operations ceased on November 1, 2003. CRA examination history below reflects the period it was active.

SOUTHWEST BANK

BELLEVILLE, IL · Supervised by FDIC

Est. 1998FDIC #34,647RSSD: FDIC-34647

Part ofMARSHALL&ILSLEY CORP→ View all charters

Satisfactory

Current rating · Exam: February 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.50%

Institution Profile

FDIC BankFind

Address

#2 Carlyle Plaza Drive, BELLEVILLE, IL

County

St. Clair County

Established

September 21, 1998

Total Assets

$110M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2001

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 25 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2003Call Report / FDIC

Total Assets

$110M

Total Deposits

$80M

Net Loans

$46M

Net Income

$417K

ROA

0.50%

ROE

1.93%

Risk-Based Capital

20.05%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate4.55%Peer avg: 7.63%▲ Above avg

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Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	22	95.45%	4.55%
2023	186	83.87%	1.61%
2022	329	80.24%	3.34%
2021	574	81.71%	3.66%
2020	672	79.91%	3.27%
2019	404	78.96%	3.96%
2018	277	84.12%	2.89%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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