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This institution is no longer active

Operations ceased on January 13, 1995. CRA examination history below reflects the period it was active.

SOUTHTRUST BANK OF TUSCALOOSA COUNTY

TUSCALOOSA, AL · Supervised by FDIC

Est. 1979FDIC #23,000RSSD: FDIC-23000
Part ofSOUTHTRUST CORP→ View all charters
Satisfactory

Current rating · Exam: September 1990

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.07%

Institution Profile

FDIC BankFind

Address

1427 Greensboro Avenue, TUSCALOOSA, AL

County

Tuscaloosa County

Established

December 4, 1979

Total Assets

$153M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 19, 1990

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$153M

Total Deposits

$128M

Net Loans

$123M

Net Income

$2M

ROA

1.07%

ROE

15.70%

Risk-Based Capital

10.37%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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