This institution is no longer active
Operations ceased on June 2, 1997. CRA examination history below reflects the period it was active.
PHENIX CITY, AL · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$43M
Total Deposits
$39M
Net Loans
$29M
Net Income
$120K
ROA
1.15%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.35%
Risk-Based Capital
13.25%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 1996 | Outstanding | Small Bank |
| Aug 1994 | Outstanding | Not Reported |
| Aug 1992 | Outstanding | Not Reported |
1 previous rating locked — back to 1990
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Total Assets