This institution is no longer active

Operations ceased on January 13, 1995. CRA examination history below reflects the period it was active.

SOUTHTRUST BANK OF COFFEE COUNTY

ELBA, AL · Supervised by FDIC

Est. 1938FDIC #15,573RSSD: FDIC-15573

Part ofSOUTHTRUST CORP→ View all charters

Satisfactory

Current rating · Exam: February 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.48%

Institution Profile

FDIC BankFind

Address

402 Collier Street, ELBA, AL

County

Coffee County

Established

January 15, 1938

Total Assets

$105M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$105M

Total Deposits

$89M

Net Loans

$62M

Net Income

$2M

ROA

1.48%

ROE

18.02%

Risk-Based Capital

13.71%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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