This institution is no longer active
Operations ceased on January 13, 1995. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$105M
Total Deposits
$93M
Net Loans
$69M
Net Income
$1M
ROA
1.25%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.27%
Risk-Based Capital
13.23%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 99 | 81.82% | 5.05% |
| 2023 | 224 | 76.34% | 6.70% |
| 2022 | 199 | 73.87% | 5.53% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
This is the only examination on record for this bank.
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County
Established
Total Assets