Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.4B
Total Deposits
$1.3B
Net Loans
$1.1B
Net Income
$-973K
ROA
-0.26%
Below avg for Community banks. Peer avg: 0.90%
ROE
-3.34%
Risk-Based Capital
10.96%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 848 | 73.11% | 4.83% |
| 2022 | 1,142 | 77.32% | 3.94% |
| 2021 | 1,963 | 77.94% | 2.80% |
| 2020 | 1,901 | 79.38% | 3.00% |
| 2019 | 1,000 | 78.5% | 4.20% |
| 2018 | 798 | 76.07% | 5.64% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2023 | Satisfactory | Intermediate Small Bank |
| Feb 2020 | Satisfactory | Small Bank |
| Mar 2017 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2008
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Total Branches
11
Branch Deposits
$1.5B
1-Year Change
0
5-year net change: +7 branches
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red