🏦Bank Scorer

This institution is no longer active

Operations ceased on February 11, 2006. CRA examination history below reflects the period it was active.

SOUTHLAND BANK

DOTHAN, AL · Supervised by FDIC

Est. 1887FDIC #5,599RSSD: FDIC-5599
Part ofAMERIS BCORP→ View all charters
Satisfactory Same

Current rating · Exam: April 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.16%

Institution Profile

FDIC BankFind

Address

3299 Ross Clark Circle, DOTHAN, AL

County

Houston County

Established

August 13, 1887

Total Assets

$285M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 7, 2003

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2005Call Report / FDIC

Total Assets

$285M

Total Deposits

$183M

Net Loans

$154M

Net Income

$3M

ROA

1.16%

ROE

13.28%

Risk-Based Capital

12.07%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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