This institution is no longer active
Operations ceased on July 1, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.9B
Total Deposits
$2.5B
Net Loans
$2.3B
Net Income
$565K
ROA
0.04%
Below avg for Community banks. Peer avg: 0.90%
ROE
0.31%
Risk-Based Capital
13.88%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 193 | 75.13% | 10.36% |
| 2023 | 163 | 66.87% | 12.88% |
| 2022 | 227 | 69.16% | 11.45% |
| 2021 | 221 | 74.66% | 11.31% |
| 2020 | 207 | 74.88% | 11.59% |
| 2019 | 125 | 71.2% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2022 | Satisfactory | Intermediate Small Bank |
| Apr 2019 | Satisfactory | Intermediate Small Bank |
| Feb 2016 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2010
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Total Branches
15
Branch Deposits
$2.5B
1-Year Change
+2
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Preview:
Address
County
Established
Total Assets
| 12.00% |
| 2018 | 118 | 77.97% | 6.78% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red