This institution is no longer active
Operations ceased on August 2, 2004. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$118M
Total Deposits
$102M
Net Loans
$99M
Net Income
$652K
ROA
1.11%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.12%
Risk-Based Capital
14.25%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 322 | 84.16% | 8.70% |
| 2020 | 321 | 84.11% | 7.17% |
| 2019 | 383 | 78.85% | 7.83% |
| 2018 | 399 | 82.21% | 7.77% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
This is the only examination on record for this bank.
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County
Established
Total Assets