This institution is no longer active

Operations ceased on July 2, 1990. CRA examination history below reflects the period it was active.

SOUTHEASTERN BANK

FOLKSTON, GA · Supervised by FDIC

Est. 1912FDIC #16,783RSSD: FDIC-16783

Part ofSOUTHEASTERN BANKING CORP→ View all charters

Satisfactory

Current rating · Exam: May 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.51%

Institution Profile

FDIC BankFind

Address

101 Love Street, FOLKSTON, GA

County

Charlton County

Established

January 4, 1912

Total Assets

$119M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 5, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1990Call Report / FDIC

Total Assets

$119M

Total Deposits

$104M

Net Loans

$62M

Net Income

$910K

ROA

1.51%

ROE

13.14%

Risk-Based Capital

17.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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