Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$621M
Total Deposits
$541M
Net Loans
$410M
Net Income
$3M
ROA
1.74%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.41%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 233 | 91.42% | 3.86% |
| 2023 | 200 | 93% | 3.50% |
| 2022 | 211 | 90.52% | 6.16% |
| 2021 | 245 | 92.24% | 4.49% |
| 2020 | 210 | 88.1% | 8.10% |
| 2019 | 212 | 87.74% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2024 | Satisfactory | Intermediate Small Bank |
| Oct 2021 | Satisfactory | Intermediate Small Bank |
| Nov 2018 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1991
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Total Branches
10
Branch Deposits
$533M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 178 | 88.76% | 6.74% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red