This institution is no longer active

Operations ceased on July 24, 2009. CRA examination history below reflects the period it was active.

SOUTHBANK

WOODSTOCK, GA · Supervised by FDIC

Est. 2002FDIC #57,105RSSD: FDIC-57105

Part ofSECURITY BANK CORP→ View all charters

Satisfactory

Current rating · Exam: October 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -14.09%

Institution Profile

FDIC BankFind

Address

155 Towne Lake Parkway, WOODSTOCK, GA

County

Cherokee County

Established

May 20, 2002

Total Assets

$184M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2004

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$184M

Total Deposits

$182M

Net Loans

$139M

Net Income

$-15,179K

ROA

-14.09%

ROE

-959.18%

Risk-Based Capital

-3.60%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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