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This institution is no longer active

Operations ceased on November 3, 2006. CRA examination history below reflects the period it was active.

SOUTH POINTE BANK

MARION, IL · Supervised by FDIC

Est. 1995FDIC #34,013RSSD: FDIC-34013
Part ofSOUTH POINTE FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: February 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.45%

Institution Profile

FDIC BankFind

Address

2611 Blue Heron Drive, MARION, IL

County

Williamson County

Established

May 12, 1995

Total Assets

$203M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2003

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2006Call Report / FDIC

Total Assets

$203M

Total Deposits

$169M

Net Loans

$139M

Net Income

$695K

ROA

0.45%

ROE

6.04%

Risk-Based Capital

12.62%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1996

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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