Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$590M
Total Deposits
$510M
Net Loans
$378M
Net Income
$2M
ROA
1.53%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.06%
Risk-Based Capital
18.62%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 166 | 85.54% | 6.63% |
| 2023 | 177 | 79.66% | 16.95% |
| 2022 | 181 | 82.32% | 15.47% |
| 2021 | 239 | 82.01% | 15.48% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Intermediate Small Bank |
| Mar 2021 | Satisfactory | Intermediate Small Bank |
| Jun 2018 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1992
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Total Branches
8
Branch Deposits
$481M
1-Year Change
0
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