Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$262M
Total Deposits
$235M
Net Loans
$134M
Net Income
$1M
ROA
1.86%
Above avg for Small banks. Peer avg: 0.44%
ROE
20.93%
Risk-Based Capital
21.68%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 115 | 87.83% | 9.57% |
| 2023 | 78 | 84.62% | 6.41% |
| 2022 | 106 | 82.08% | 13.21% |
| 2021 | 117 | 83.76% | 10.26% |
| 2020 | 137 | 86.13% | 8.03% |
| 2019 | 134 | 85.07% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2020 | Satisfactory | Small Bank |
| Sep 2014 | Satisfactory | Small Bank |
| May 2009 | Satisfactory | Small Bank |
1 previous rating locked — back to 2004
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Total Branches
5
Branch Deposits
$224M
1-Year Change
+1
5-year net change: +1 branches
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Preview:
| 2018 | 127 | 70.08% | 22.83% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red