This institution is no longer active
Operations ceased on July 26, 2015. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$33M
Total Deposits
$28M
Net Loans
$11M
Net Income
$-70K
ROA
-0.41%
Below avg for Small banks. Peer avg: 0.44%
ROE
-2.69%
Risk-Based Capital
49.27%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2014 | Needs to Improve | Small Bank |
| Feb 2009 | Satisfactory | Small Bank |
| Oct 2003 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1995
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County
Established
Total Assets