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This institution is no longer active

Operations ceased on July 26, 2015. CRA examination history below reflects the period it was active.

SOUTH END SAVINGS, S.B.

HOMEWOOD, IL · Supervised by FDIC

Est. 1914FDIC #30,568RSSD: FDIC-30568
Needs to Improve Down

Current rating · Exam: July 2014

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -0.41%

Institution Profile

FDIC BankFind

Address

18200 S Halsted, HOMEWOOD, IL

County

Cook County

Established

January 1, 1914

Total Assets

$33M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

July 1, 2014

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2015Call Report / FDIC

Total Assets

$33M

Total Deposits

$28M

Net Loans

$11M

Net Income

$-70K

ROA

-0.41%

ROE

-2.69%

Risk-Based Capital

49.27%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

5 previous ratings locked — dating back to 1995

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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