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This institution is no longer active

Operations ceased on July 11, 2003. CRA examination history below reflects the period it was active.

SOUTH CHICAGO BANK

LANSING, IL · Supervised by FDIC

Est. 1902FDIC #11,687RSSD: FDIC-11687
Part ofCHARTER ONE FINANCIAL INC→ View all charters
Satisfactory Down

Current rating · Exam: March 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.54%

Institution Profile

FDIC BankFind

Address

2320 Thorton Road, LANSING, IL

County

Cook County

Established

August 2, 1902

Total Assets

$669M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2003Call Report / FDIC

Total Assets

$669M

Total Deposits

$488M

Net Loans

$345M

Net Income

$2M

ROA

0.54%

ROE

5.21%

Risk-Based Capital

12.70%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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