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This institution is no longer active

Operations ceased on January 10, 2020. CRA examination history below reflects the period it was active.

SOUTH CENTRAL BANK AND TRUST COMPANY OF CHICAGO

CHICAGO, IL · Supervised by FDIC

Est. 1966FDIC #19,536RSSD: FDIC-19536
Part ofFIRST BUSINESS BCORP CO→ View all charters
Outstanding Up

Current rating · Exam: July 1999

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.08%

Institution Profile

FDIC BankFind

Address

525 West Roosevelt Road, CHICAGO, IL

County

Cook County

Established

January 10, 1966

Total Assets

$279M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q4 2019Call Report / FDIC

Total Assets

$279M

Total Deposits

$219M

Net Loans

$81M

Net Income

$-222K

ROA

-0.08%

ROE

-0.90%

Risk-Based Capital

19.01%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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