Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$975M
Net Loans
$913M
Net Income
$2M
ROA
0.68%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.47%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 363 | 63.91% | 23.42% |
| 2023 | 422 | 75.36% | 18.96% |
| 2022 | 544 | 77.57% | 12.13% |
| 2021 | 864 | 80.56% | 3.82% |
| 2020 | 1,287 | 86.17% | 3.03% |
| 2019 | 501 | 78.04% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Satisfactory | Intermediate Small Bank |
| Dec 2022 | Satisfactory | Intermediate Small Bank |
| Dec 2019 | Satisfactory | Intermediate Small Bank |
2 previous ratings locked — back to 2015
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Total Branches
10
Branch Deposits
$909M
1-Year Change
0
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| 4.19% |
| 2018 | 567 | 82.19% | 6.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red