🏦Bank Scorer

BANNER BANK

WALLA WALLA, WA · Supervised by FDIC

Est. 1890FDIC #28,489RSSD: FDIC-28489
Part ofBANNER CORP→ View all charters
Outstanding Same

Current rating · Exam: July 2025

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.38%

Institution Profile

FDIC BankFind

Address

10 S 1st Ave, WALLA WALLA, WA

County

Walla Walla County

Established

January 1, 1890

Total Assets

$16.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 2025

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jul 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$16.3B

Total Deposits

$13.9B

Net Loans

$11.6B

Net Income

$56M

ROA

1.38%

ROE

11.58%

Risk-Based Capital

14.16%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate33.64%Peer avg: 26.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

137

Branch Deposits

$13.6B

1-Year Change

0

5-year net change: -36 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20246,07451.7%33.64%
20235,82850.93%34.28%
20229,08956.9%27.12%
202110,65460.41%18.23%
202011,55063.69%17.39%
20199,05161.42%24.75%
20187,67064.78%22.44%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

11 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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