Legal name: SOUND FINANCIAL BANCORP, INC.
1 active bank · $1.1B combined assets
RSSD ID: 3843646 (FFIEC NIC)
Combined Assets
$1.1B
CRA Rating Summary
Across all 5 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$1.1B
1 active bank
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$975M
Net Income
$2M
ROA (avg)
0.68%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
363
Origination Rate
63.91%
Denial Rate
23.42%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| SOUND COMMUNITY BANK | SEATTLE, WA | FDIC | $1.1B | 100.0% | Satisfactory | Feb 2026 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.