This institution is no longer active
Operations ceased on January 9, 2026. CRA examination history below reflects the period it was active.
SANDY SPRINGS, GA · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$274M
Total Deposits
$235M
Net Loans
$196M
Net Income
$2M
ROA
0.94%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.91%
Risk-Based Capital
18.51%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2023 | Satisfactory | Small Bank |
| Apr 2017 | Satisfactory | Small Bank |
| May 2011 | Satisfactory | Small Bank |
1 previous rating locked — back to 2008
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Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$206M
1-Year Change
0
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Established
Total Assets