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This institution is no longer active

Operations ceased on January 22, 2016. CRA examination history below reflects the period it was active.

SHERIDAN STATE BANK

SHERIDAN, IL · Supervised by FDIC

Est. 1947FDIC #16,569RSSD: FDIC-16569
Part ofGRANVILLE BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: August 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.66%

Institution Profile

FDIC BankFind

Address

130 West Main Street, SHERIDAN, IL

County

Lasalle County

Established

May 3, 1947

Total Assets

$31M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2013

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2015Call Report / FDIC

Total Assets

$31M

Total Deposits

$27M

Net Loans

$18M

Net Income

$203K

ROA

0.66%

ROE

5.29%

Risk-Based Capital

20.23%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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