This institution is no longer active
Operations ceased on October 21, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$332M
Total Deposits
$273M
Net Loans
$242M
Net Income
$3M
ROA
1.38%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.15%
Risk-Based Capital
14.02%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 248 | 84.68% | 4.44% |
| 2022 | 317 | 83.6% | 4.42% |
| 2021 | 527 | 85.96% | 4.55% |
| 2020 | 759 | 83.53% | 4.74% |
| 2019 | 478 | 88.08% | 2.30% |
| 2018 | 295 | 80.68% | 8.47% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Satisfactory | Intermediate Small Bank |
| Mar 2020 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Address
County
Established
Total Assets
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red