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This institution is no longer active

Operations ceased on March 7, 2008. CRA examination history below reflects the period it was active.

SECURITY STATE BANK OF MAPLE LAKE

MAPLE LAKE, MN · Supervised by FDIC

Est. 1907FDIC #1,924RSSD: FDIC-1924
Part ofFIRST NATL FINL SERVICES INC→ View all charters
Satisfactory Same

Current rating · Exam: November 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.06%

Institution Profile

FDIC BankFind

Address

100 State Highway 55 East, MAPLE LAKE, MN

County

Wright County

Established

January 1, 1907

Total Assets

$80M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2007Call Report / FDIC

Total Assets

$80M

Total Deposits

$59M

Net Loans

$49M

Net Income

$820K

ROA

1.06%

ROE

5.01%

Risk-Based Capital

15.23%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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