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This institution is no longer active

Operations ceased on October 1, 2005. CRA examination history below reflects the period it was active.

SECURITY STATE BANK OF MANKATO

MANKATO, MN · Supervised by FDIC

Est. 1913FDIC #13,182RSSD: FDIC-13182
Part ofBANCOMMUNITY SERVICE CORP→ View all charters
Outstanding Same

Current rating · Exam: December 2004

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.77%

Institution Profile

FDIC BankFind

Address

500 Long Street, MANKATO, MN

County

Blue Earth County

Established

March 15, 1913

Total Assets

$102M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 2004

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2005Call Report / FDIC

Total Assets

$102M

Total Deposits

$81M

Net Loans

$54M

Net Income

$581K

ROA

0.77%

ROE

10.05%

Risk-Based Capital

12.04%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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