This institution is no longer active
Operations ceased on October 15, 2011. CRA examination history below reflects the period it was active.
HOWARD LAKE, MN · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$79M
Total Deposits
$65M
Net Loans
$47M
Net Income
$731K
ROA
1.25%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.70%
Risk-Based Capital
15.62%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2010 | Satisfactory | Small Bank |
| Aug 2004 | Outstanding | Small Bank |
| May 1999 | Outstanding | Small Bank |
4 previous ratings locked — back to 1990
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