🏦Bank Scorer

This institution is no longer active

Operations ceased on June 25, 2021. CRA examination history below reflects the period it was active.

SECURITY STATE BANK OF FERGUS FALLS

FERGUS FALLS, MN · Supervised by FDIC

Est. 1957FDIC #17,733RSSD: FDIC-17733
Part ofINDEPENDENT BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: December 2017

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.76%

Institution Profile

FDIC BankFind

Address

128 Washington Avenue, East, FERGUS FALLS, MN

County

Otter Tail County

Established

April 1, 1957

Total Assets

$157M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2017

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2021Call Report / FDIC

Total Assets

$157M

Total Deposits

$138M

Net Loans

$92M

Net Income

$681K

ROA

1.76%

ROE

18.36%

Risk-Based Capital

13.91%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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