🏦Bank Scorer

SECURITY STATE BANK

SUTHERLAND, IA · Supervised by FDIC

Est. 1931FDIC #235RSSD: FDIC-235
Part ofOLD O BRIEN BANC SHARES INC→ View all charters
Outstanding Up

Current rating · Exam: May 2022

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 2.64%

Institution Profile

FDIC BankFind

Address

109 W 2nd St, SUTHERLAND, IA

County

O'Brien County

Established

January 1, 1931

Total Assets

$485M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 2022

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$485M

Total Deposits

$337M

Net Loans

$439M

Net Income

$3M

ROA

2.64%

ROE

24.53%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$308M

1-Year Change

0

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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