🏦Bank Scorer

This institution is no longer active

Operations ceased on July 12, 1999. CRA examination history below reflects the period it was active.

SECURITY STATE BANK

CANTON, GA · Supervised by FDIC

Est. 1990FDIC #33,182RSSD: FDIC-33182
Part ofHABERSHAM BCORP→ View all charters
Outstanding Up

Current rating · Exam: October 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.18%

Institution Profile

FDIC BankFind

Address

1600 Marietta Highway, CANTON, GA

County

Cherokee County

Established

October 22, 1990

Total Assets

$65M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1999Call Report / FDIC

Total Assets

$65M

Total Deposits

$52M

Net Loans

$42M

Net Income

$61K

ROA

0.18%

ROE

1.23%

Risk-Based Capital

15.41%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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