🏦Bank Scorer

This institution is no longer active

Operations ceased on November 6, 2004. CRA examination history below reflects the period it was active.

SECURITY STATE BANK

RED OAK, IA · Supervised by FDIC

Est. 1950FDIC #16,951RSSD: FDIC-16951
Part ofOAK BCORP→ View all charters
Outstanding Same

Current rating · Exam: March 2004

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.08%

Institution Profile

FDIC BankFind

Address

2100 Commerce, RED OAK, IA

County

Montgomery County

Established

November 15, 1950

Total Assets

$61M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2004Call Report / FDIC

Total Assets

$61M

Total Deposits

$53M

Net Loans

$44M

Net Income

$496K

ROA

1.08%

ROE

12.68%

Risk-Based Capital

11.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/1b2597d7-f754-4ebc-afc9-c5e4f4e3285e"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: