🏦Bank Scorer

This institution is no longer active

Operations ceased on March 19, 2018. CRA examination history below reflects the period it was active.

SECURITY STATE BANK

INDEPENDENCE, IA · Supervised by FDIC

Est. 1941FDIC #15,851RSSD: FDIC-15851
Part ofINDEPENDENCE BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: January 2018

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.90%

Institution Profile

FDIC BankFind

Address

231 First Street East, INDEPENDENCE, IA

County

Buchanan County

Established

October 4, 1941

Total Assets

$112M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2018

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2017Call Report / FDIC

Total Assets

$112M

Total Deposits

$85M

Net Loans

$53M

Net Income

$989K

ROA

0.90%

ROE

7.27%

Risk-Based Capital

21.33%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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