🏦Bank Scorer

This institution is no longer active

Operations ceased on January 1, 2015. CRA examination history below reflects the period it was active.

SECURITY SAVINGS BANK

EAGLE GROVE, IA · Supervised by FDIC

Est. 1899FDIC #5,795RSSD: FDIC-5795
Part ofDUNN INVESTMENT CO→ View all charters
Satisfactory Same

Current rating · Exam: July 1995

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.31%

Institution Profile

FDIC BankFind

Address

201 West Broadway, EAGLE GROVE, IA

County

Wright County

Established

March 1, 1899

Total Assets

$117M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2014Call Report / FDIC

Total Assets

$117M

Total Deposits

$95M

Net Loans

$77M

Net Income

$2M

ROA

1.31%

ROE

12.10%

Risk-Based Capital

15.21%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate6.82%Peer avg: 7.63%▲ Above avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202492478.9%6.82%
202397577.95%8.51%
20221,04474.23%8.14%
20211,49374.68%9.51%
20201,79174.15%10.22%
20191,28476.71%9.89%
20181,67175.64%9.75%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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